In This Issue:

- Product Update
- Business Success Tip
- Minimize Business BS
- Success Story
- Business Black Belt

- Support Spotlight
- Partner Announcments
- Tips & Tricks


JIAN: Business Simplified
Founded in 1988, JIAN develops and refines business productivity software to help entrepreneurs and business owners start, build and run their companies. In addition to providing tools to get the job done, we improve upon “business as usual” by infusing our products with contemporary wisdom and experience. Our products draw on the experience of successful business professionals crossing nearly every industry and business model imaginable, as well as feedback from thousands of customers. We've sold more than 1,000,000 copies of our software worldwide.











   

How to evaluate an ad - A quick case history

By Ivan Levison, Direct Response Copywriter

I came across an attractive full page ad recently for Tempur-Pedic beds. The ad features a large color photo of the bed and a big, bold, two-word headline:

"Inner strength"

The ad goes on to explain that "The miracle is on the inside" and that "Our bed utilizes natural principles of physics. Nothing mechanical or electrical. No motors, switches, valves, air pumps, or water heaters. It can't break, leak, short-circuit, or stop working" and so forth.

So, how do we judge this ad? Aside from checking response rates, post facto, and seeing how it performed, how do we decide if this ad, or ANY ad, is going to be a winner? Here's how I make this judgement...

First, I look at what the ad is attempting to accomplish. I try to understand the marketing thinking behind the ad. In the case of the Tempur-Pedic ad we have an example of a purely "educative sell." In other words the folks at Tempur-Pedic are betting that the prospect is interested in mattress technology so they devote virtually the entire ad to explaining how the product works. Here's a typical passage: "Inside our bed, billions of microscopic memory cells work in perfect harmony to contour precisely to your every curve."

The ad is fabulous when it comes to explaining why the mattress is unique and how it is constructed. However the ad is just awful when it comes to providing the reader with BENEFITS. This seems to me a serious mistake. You see, in my view the first job of any ad is to solve the reader's problem. To state a benefit. In the case of the Tempur-Pedic ad, benefits are almost totally absent. Supportive, educative information that should be secondary has become the entire ad.

What benefits should have been highlighted?
Well, this isn't rocket science. The copywriter should have said that with the Tempur-Pedic bed, you sleep better than ever before and wake up every day feeling rested, energetic, and raring to go. What's important is the promise of a good night's sleep. NOT a lesson in mattress making. Thus, if I had to substitute a two word headline, for the two words, "Inner strength," I would suggest the obvious: " Sleep better." Of course, no one said we're restricted to two words! Just for fun, here are some headlines I just cranked out that I think work MUCH better than the headline that ran. Compare each of these to the headline "Inner strength."

  •   How this miracle bed from Sweden can help you get a great night's sleep.
  •   How to get a great night's sleep, every single night.
  •   Sleep tight every night on the Tempur-Pedic mattress.
  •   Sweet dreams start on a Tempur-Pedic mattress.

Next time YOU have to write or evaluate some copy for an ad, direct mail piece, whatever, don't start writing headlines right away. First, think about the problem your reader has, and how your product or service can solve it. Then start writing benefit-oriented lines that are clear, not clever. Believe me, you won't be far off!

Do you have an article or some useful advice that you you'd like to share?
Please email the editor with your news to appear in Business Black Belt as well as on our website.


Dial 411 Free

Are you familiar with this free directory assistance service? Cell phone companies charge $1.00 or more for 411 (Directory Information) calls when they don't have to. When you need to use the 411 / information option, simply dial: 1-800-373-3411 (800-FRE-E411) without incurring a charge at all; pay only for the minutes required to make the call. Service dials the number free of charge. Works on home phone also.

http://www.free411.com/ or dial 1-800-free-411


An irresistable offer on all of our products

In case you missed this offer, we wanted to give you another chance... Through midnight Sunday January 15th, you can get all of JIAN softwre tools for just $397. Separately, these titles would total $727 This is an incredible $330 Savings!

Take more time off!
With these in hand, you'll have at least a month's head start on 2006. So, no matter when you get back to work, you will already be way ahead. You can download all of them right now, write them off your taxes and be ready to go. Plus, you get free upgrades in 2006 as they are released.

Click here to learn more.

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The ultimate business planning software tool...
Now with multi-user filesharing and Internet collaboration capabilities! Complete your strategic plan for 2006!

Click here to learn more about the new BizPlanBuilder 10 We've done a lot of development work since you've last seen BizPlanBuilder. Not only have we updated all of the text, we have dramatically improved the financial model spreadsheets. Our experts have been regularly attending investor meetings and listening to what these people want from entrepreneurs today. We read a tremendous number of journals, receive a wide variety of Ezines, and constantly access many websites and blogs looking for better ways to help you. Also, customers are always contacting us with their ideas and success stories.

Technology has come a long way too. The Windows application program that drives the BizPlanBuilder system has been completely overhauled as a result. (We're working on the Mac!) One of the single biggest improvements is the ability to access your business planning files from multiple computers — whether you want to work from your office, home or laptop, and/or engage others to work with you — Now you can! Also, we've learned a lot ourselves from running a successful and profitable business over the past 18 years. So, here's the latest revision of BizPlanBuilder...
Learn more about BizPlanBuilder
$99.77
Learn more about the Upgrade $49.77

JIAN’s focus on business planning is tighter and more concise than many of its competitors, with a strong dose of sales and marketing insights that help the plan serve as a working document rather than just a financial tool... Biz Plan Builder remains a very popular planning tool based on and interview/knowledge base platform. Its popularity since 1988 is based both on its successful use in a diverse range of industries and for its simple but effective presentation options for the completed plan.
- Dave McClure, Accounting Today, January 2006
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Through the other end of the telescope

Sometimes, if we look at something from 180 degrees, an answer presents itself.
by Burke Franklin
Investors want to help if they can.

There are a million reasons why people won't invest in your business. Certainly you can give them a million reasons why they should, but one possibility is that your potential investor doesn't see where they can make a difference besides writing a check. Maybe I'm a control freak, but I think my money will fare better if I were able to lend a hand or bring some talent to that would make a difference. Like a contractor or an interior designer looking at a home to buy — they know exactly what to do and who to hire in order to add value to the home. They have an idea of what it will cost and what the finished result will likely be worth. Others may not see or be able to capitalize on the potential because they haven't the skills nor contacts to make the most of the project.

With that idea in mind, let's look at your prospective business financing from this point of view... The investor won't invest because they can't make a difference themselves. Can your investor look in their rolodex and find people they can call to make things happen for your company? Can a friend steer your product onto the shelves at a big retailer? Can they call in a favor and get you in front of an important enterprise executive? Can a phone call get you a link on a prominent website? If not, your deal may not seem so interesting.

What gets investors most excited is when they can see the potential of your deal AND see the difference they can make in building value. If an investor can calculate the value of their contribution such that it guarantees their return on investment, the deal can be a slam dunk. It's one way of protecting their investment, reducing risk and assuring success. (Egos being what they are and people with money often have egos to match, it's possible the investor will overvalue their contribution, making it easier to get them off the dime.) The more the investor thinks s/he can do, the higher their perception of the likely return on their investment — they should invest even more! A gambler invited to deal a few hands will likely place bigger bets.

Investors must be more than merely interested to make an investment in your business. They must be excited! Very excited! Finding an investor and unearthing the potential they have for adding value to their money can generate a lot more excitement than trying to convince a reluctant financier of the merits of your deal without their participation. It's up to you how far you want them to go—all the way from making a few phone calls to running the company. You could even give someome one stock as payment for similar favors, but wouldn't they want to make even more by owning a piece of the action? Like the contractor or interior designer, they'll make more money on their improvements if they own the home first.

Do you have an article or some useful advice that you you'd like to share?
Please email the editor with your news to appear in Business Black Belt as well as on our website.


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Update: Success with Credit Cards

Excerpted from Reader's Digest

When we saw this issue of Reader's Digest, we thought of you! They ran an article entitled 9 Money Rules of Thumb by Kimberly Lankford that originally ran in Kiplinger's Personal Finance. Below is just Rule #1. Check out page 95 of the July 2005 issue of Reader's Digest for the complete article.

The article's first "rule of thumb" is "Close credit accounts you no longer use." Kimberly Lankford's verdict is Thumbs Down. Assuming your history with those accounts is good, cut up the cards, but keep the accounts open so you don't hurt your credit score.

When lenders decide whether to extend credit, they look at how much of your available credit you're already using—poetically called your utilization ratio. Let's say you have five credit cards, each with a $10,000 limit, and your total balance is $6,000. That gives you a utilization ratio of 12%—not bad, in the eyes of the lenders. But if you close four of those accounts, your ratio suddenly jumps to 60%--not good. "You haven't borrowed an additional nickel, but on paper it looks as if you're closer to being overextended," says Craig Watts of Fair Isaac, the company that developed FICO credit scores. Ideally, you should keep your utilization ratio below 50%, says Maxine Sweet of the credit reporting company Experian.

In our experience, we have been told by lenders that is best for people to keep their balance on each credit card at 40% or below the credit limit for that particular card.

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Focus on Your Goal, Not on How You’ll Get There

By Burke Franklin
Author, Business Black Belt

After we figure out what we want, we usually start to strategize how to get it. I'm sure you can do what takes to get what you want, but that may be the very place you get yourself into trouble. Often, we can achieve the same result in a variety of ways. This lesson is about understanding the what and not getting tangled up in the how you will succeed. Otherwise, you might well miss the perfect opportunity for getting exactly what you want (or better).

The phenomenon goes something like this: you establish what you want, then you set about the process of how to get it. Given your resources and knowledge, you develop a strategy, then a plan of action—as crude as it may be. At this point, your energy shifts away from your goal to your action plan. The goal itself is almost forgotten in favor of all the things you now have planned to do.

How often has this happened to you? A salesperson is pitching their product and misses the part where you say, “Yeah, I’ll take one.” That was their goal, but the salesperson keeps on selling anyway. You want to buy. The sale just happened sooner than they thought it would. Some salespeople think that the only way to make their sale is to give their complete pitch and do a series of certain things because that's what it takes to sell their product. “Yeah, I’ll take one,” is often a reaction many salespeople aren't prepared to handle. The salesperson is too focused on how the sale should happen versus being connected enough with you to realize that their goal has been achieved without having to follow their predetermined plan.

A customer of ours wrote a business plan to attract an investor to give him the cash he needed to buy a LearJet to start a jet charter company. While the investors were grilling him, another guy who owned a couple of jets read the plan and decided that his planes would be better cared for and leased more frequently with our customer... instead of cash, our customer got two jets! What if our customer was stuck on the idea that he first needed cash, then he could buy a jet? What idea are you stuck on?

Sometimes, if a better solution comes along that doesn’t fit our plans, or it doesn’t match our expectations of what we thought would or should happen, we may pass it by. We ignore it. It's not right. (We make it wrong.) It's not going to work. We often lose sight of what we want. While our head is down working our scheme, we often miss the fact that we’ve achieved our goal, or that it may be down a different path.

Go ahead and make something your goal and start to figure out how you’ll achieve it. Remember to keep the result you want as your top priority, in the event that a different way of reaching it shows up unexpectedly.

How to tune your mind for solutions
Let's take this a step further: Think for a moment about the color red. Look around right now for everything that is red. Notice how everything red jumps out at you. Now try it again with the color green. See how easy it is to tune your mind for what you’re looking for? Try this: Look at your life and focus for a moment on your problems. What’s wrong? (Keep looking around with focused intensity and I'm sure you can come up with a depressing list...) On the ther hand, look at your life and selectively see what works. What’s working for you now? Do you usually look for what works or what doesn’t work around you? What if you were to consciously tune your mind to seek opportunities and solutions to your problems just like you looked for the colored objects? It’s impossible to find solutions while your mind is tuned to problems. It’s also impossible to find solutions when you are looking for reasons why your problems are the problems they are. Instead, what are some solutions that might work? In this case, listening may be the mode that will attract the best solution.

When you are having a 'bad day,' try taking a mental inventory of everything that is working in your life. Remember to be grateful to those who provide the good stuff. Acknowledge your gratitude for your 'luck,' what does work, who is doing a good job, that you can see this page, and even that you live on high ground this week.

Anytime you’re having a bad day, look to see what you are focused on. See what happens when you shift focus. Change colors. If you have invested a little time in analyzing the problem and clarifying any assumptions, this process of finding a solution or achieving your goal will become easier.

Nature is constantly talking to you—with answers and directions
Ever wonder why you hear a certain song over and over again? Ever wonder why different people make similar comments to you? Ever wonder why particular situations repeat themselves?

Finish reading this chapter
http://www.jian.com/support/answers.html?category=Business+Black+Belt+Chapters#faq1026089810



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Support Spotlight

JIAN Marketplace Featured Business MMACS - Computer Support Services

Michael Murdock & Associates Consulting Services has been providing high quality consulting services for Macintosh, PC & UNIX systems in the San Francisco Bay Area region since 1996.

I founded this company while still working at PIXAR Animation Studios as Macintosh Systems Engineer. During my time at PIXAR, I was working in my limited off hours to provide service to individuals and businesses to solve their problems with Macintosh, PC and UNIX computer systems. Having been a computer consultant before going to work for Pixar it was natural for me to continue solving computer issues. If you need help with your system, search engine optimization or website development, please contact me.

Do you have an announcement or promotion you'd like to share? Please email the editor with your news to appear in the Business Black Belt and also on our website.


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Partner Events & Announcements

United Inventors Association
JIAN is proud to announce that we have joined the United Inventors Association. The UIA is a tax exempt, not for profit corporation formed in 1990 solely for educational purposes. Their mission is to support independent inventors through a variety of services, one of which is a monthly newsletter. Their intention is to inform the inventor community of events and news related to innovation and new product development, and to provide education about the processes involved as well as available related services. If you are an inventor yourself, then you will find many valuable benefits of becoming a member of the the United Inventors Association! Among other things you will learn from inventors like yourself, discover new tools, and receive their informative newsletter.

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Tax Tricks

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