In This Issue:

- Marketing Tip
- Product Update
- Minimize Business BS
- Success Tip
- Business Black Belt

- Support Spotlight
- Partner Announcments
- Tips & Tricks


JIAN: Business Simplified
Founded in 1988, JIAN develops and refines business productivity software to help entrepreneurs and business owners start, build and run their companies. In addition to providing tools to get the job done, we improve upon “business as usual” by infusing our products with contemporary wisdom and experience. Our products draw on the experience of successful business professionals crossing nearly every industry and business model imaginable, as well as feedback from thousands of customers. We've sold more than 1,000,000 copies of our software worldwide.














Business FAQs

Got Questions?
Check the Business FAQs link on the JIAN website where you can find useful articles and answers to FAQs:

Business Planning
Starting Up
Finance
Getting Funded
Government
HR
Import/Export
Internet
Legal
Managing
Marketing
PR
Safety
Selling
Security
Tax
Technology
YOU
Women Entrepreneurs



Tell us your success story


How Much
is Enough?

Download this handy spreadsheet tool to find out what it would cost to have and do everything you want.

While you're at it, please update your profile with us.
Play with this unique spreadsheet

 

 

 

  

Does Birth Order Determine Success?

This is an interesting study for all of us and again there can be exceptions.

By Kate Lorenz, CareerBuilder.com Editor

All men may be created equal; but a look at their pay stubs will tell you that their incomes are not. Blame it on social class, education -- even luck, but according to Dalton Conley, New York University professor of sociology and public policy, inequality begins at home.

In his book "The Pecking Order: Which Siblings Succeed and Why," Conley says that 75 percent of the income inequality between individuals in the United States occurs between siblings in the same families. He points to the diverse fortunes of Bill and Roger Clinton, and Jimmy and Billy Carter as examples.

Research shows that first borns (and onlys) lead the pack in terms of educational attainment, occupational prestige, income and net worth. Conversely middle children in large families tend to fare the worst. (Marcia! Marcia! Marcia!)

"A child's position in the family impacts his personality, his behavior, his learning and ultimately his earning power," states Michael Grose, author of "Why First Born Rule the World and Last-borns Want to Change It." "Most people have an intuitive knowledge that birth order somehow has an impact on development, but they underestimate how far-reaching and just how significant that impact really is."

Conley concedes that birth order is significant in shaping individual success, but only for children of large families -- four or more siblings -- and in families where finances and parental time are constrained. (In wealthy families, like the Bushes and Kennedys, it has less effect.)

Here's a look at what impact your birth-order may have on you:

First Borns:
More conscientious, ambitious and aggressive than their younger siblings, first borns are over-represented at Harvard and Yale as well as disciplines requiring higher education such as medicine, engineering or law. Every astronaut to go into space has been either the oldest child in his or her family or the eldest boy. And throughout history -- even when large families were the norm -- more than half of all Nobel Prize winners and U.S. presidents have been first born. Famous eldest children include: Hillary Clinton, Bill Clinton, Richard Branson, J.K. Rowling and Winston Churchill. And macho movie stars are First Born, too, including Clint Eastwood, John Wayne, Sylvester Stallone, Bruce Willis and all the actors who have played James Bond.

Middles:
Middle children are more easy going and peer-oriented. Since they can get lost in the shuffle of their own families, they learn to build bridges to other sources of support and therefore tend to have excellent people skills. Middle children often take on the role of mediator and peacemaker. Famous middle children include: Bill Gates, J.F.K., Madonna and Princess Diana.

Click here to finish reading...
http://www.jian.com/resources/articles.html?id=1148082884

Back to the top.


When the solution is simple, God is answering.
- Albert Einstein

How to end a letter the RIGHT way

By Ivan Levison, Direct Response Copywriter

Every copywriter knows that it's extremely important to start a sales letter (paper or email) correctly. In the first couple of sentences you have to grab the reader's attention and get them on your side. If you don't, the greatest product features, the most wonderful benefits in the world, won't get you anywhere.

What is not as widely appreciated is the fact that you also must handle the ending of your sales letter with equal skill. All too often, copywriters seem to run out of steam and settle for a flabby, weak ending which can really hurt response. Let me show you what I mean. Here is the last paragraph from an old Symantec sales letter intended to upgrade their WinFax Pro installed- base to the latest version:

"Don't wait . . . call 1-800-631-8118 today to upgrade to the new WinFax Pro 9.0 for only $49.95. I guarantee you'll enjoy its new features right from the start! If not, return it within 60 days for a full refund (excluding shipping and handling).**

Sincerely, P.S., etc.

**Subject to the terms of our license and warranty."

What a downer! Out of all the upbeat, motivating ways to end a letter, why highlight the fact that you are excluding shipping and handling from your guarantee - then add insult to injury by adding asterisks that refer to the terms of your license and warranty? Not a good choice! You should never end your letter with a reference to a legalism. (Another thing to avoid is ending with your fax or 800 number. I would guess that about HALF of all direct mail letters end with a phone or fax number!) Nope. It's much better to end on an upbeat note that really has some energy, some spirit, and some motivating power.

Let's take a look at the ending of an old Quicken 99 sales letter from my file that works much better:

"After all, you've worked hard getting where you are today. You deserve to have your money work hard for you. And there's no better, easier way to do that than with Quicken 99 - the indispensable financial tool that helps you recognize when opportunity is knocking... and opens the door to a brighter, more comfortable, more secure future!

Sincerely, P.S., etc."

Yes. Intuit used a copywriter who stayed awake on the job all the way to the end and it shows!

Click here to finish reading...
http://www.jian.com/resources/articles.html?id=1148356502

Do you have an article or some useful advice that you you'd like to share?
Please email the editor with your news to appear in Business Black Belt as well as on our website.

Back to the top.

To use the self is to forget it. Anxiety turns into purposeful action. Brooding disappears, daydreaming disappears. All beings enrich the universe with uniquely varied creativity. Our experiences in practice, education, and realization function in synergy to give that enrichment its fullest possible blessing. It is the self forgotten that achieves this.
- Robert Aitken, Encouraging Words


An irresistable offer on ALL of our products

Through midnight Sunday May 31st,
you can get all of JIAN software tools for just $397.
Separately, these titles would total $727.
This is an incredible $330 (55%) savings!

Take more time off!
With these in hand, you'll have at least a month's head start on 2006. So, no matter when you get back to work, you will already be way ahead. You can download all of them right now, write them off your taxes and be ready to go. Plus, you get free upgrades in 2006 as they are released.

Click here to learn more... Back to the top.



"A change in your plans requires an eraser.
A change in the field requires a checkbook."
- R. Buckminster Fuller

The Seven Huna Principles

I've studied many beliefs and
The basic assumptions of Huna are these:

1. The World Is What You Think It Is.
2. There are no limits.
3. Energy Flows Where Attention Goes.
4. Now Is the Moment of Power.
5. To Love Is To Be Happy With (someone or something).
6. All Power Comes From Within.
7. Effectiveness Is the Measure of Truth

http://www.huna.org

It seems to me that most religions in our world consist of some fundementally similar tenets. I'm thinking about weaving together similar concepts from the major religions

 

 
Back to the top.

Need a new financial forecasting model?

Revised business plan financial plan software helps you write a business plan or start a business or raise capital. Presenting to banks, sba, angel and venture capital investors. SBA, SBDCs and SBICs recommended. A plan de negocios good in Mexico and south america.If you need to update your current business plan financial model, or develop a comprehensive budget, we have un-bundled the Excel financial model templates from BizPlanBuilder so you can purchase them separately. $50

Click here to see how BizPlanBuilder business planning software works

“We've been using your financial model for many years for financial analysis, partnering, M&A, and VC analysis here in Silicon Valley and in Europe. I have used a few other programs that cost $1500+ and yours are better, more accurate and more detailed. I can trust the integrity of the BizPlanBuilder financial models.”
- Geir Ilstad, Principal, Prudent Management, Los Altos, CA

Click here to learn more...
Click here to order and download...

Back to the top.

"You, you and you... Panic.
The rest of you, come with me."
- U.S. Marine Corps Gunnery Sgt.

Gratitude as a Business Practice

by Larry Dean

I recently opened a spa in Sonoma, that I named Spa Gratitude, which is one of the manifestations of an experiment in the power of gratitude that I began last year. I started a practice of acknowledging all the things I was grateful for, before going to sleep and before I arose in the morning. I noticed immediately that my attitude changed and I felt better throughout the day. Then I noticed many synchronicities that began to occur and noticed that they flowed out of my daily gratitude practice.

Friends treated me to dinner at Café Gratitude in San Francisco on my birthday last November. When we entered the restaurant, there was something happening that was very appealing and different than any other place we had ever dined. The wait staff was upbeat and enthusiastic and greeted us with terms of gratitude. I had never felt so appreciated in anyone’s business before. It came across as genuine and heartfelt. The other guests acted as if they were at home and enjoying the company of good friends. The food was all prepared raw and was totally delicious. When they found out it was my birthday, they enrolled everyone in the restaurant to acknowledge me. I left there totally fulfilled and pleased with my experience.

Just prior to this, I had negotiated with the Sonoma Valley Inn in Sonoma to partner with them in building a spa on site. I had begun developing the programs and menus around optimum aging. It felt like everything was moving through molasses and time was slowed down. I noticed while the idea appealed to me, optimum aging was not unfolding graciously. My business partner, Loma Alexander, suggested that I call it Spa Gratitude after our experience at Café Gratitude, and I immediately said yes. From that moment on it was as if the heavens of grace opened up and a new light entered. Friends showed up to help me, ideas on the décor began to flow and momentum increased to a point of joyous creativity. Everything fell into place.

I wanted to bring a new attitude into the business, similar to what I had experienced at Café Gratitude. So I met with Terce and Mathew Engelhardt, the owners, and asked them what they had done to create such an enjoyable experience for their guests. Each day they do a process with their senior managers they call “clearing.” It is a simple way to get them to let go of anything that is charged from their life outside the restaurant and to be in a clear frame of mind going into their day. They then choose a word or idea that is reflective of gratitude, like appreciation, beauty, or welcome that will be the theme for the day. The managers then do this with their teams until everyone is clear and inspired for the shift.

I am incorporating these practices and ideas into Spa Gratitude and am learning that gratitude is a better way to do business.

To experience Spa Gratitude for yourself, call (707) 944-0553.
Back to the top.


"Everything that irritates us about others can lead us
to an understanding of ourselves."
- Carl Jung

Selling for a Change

By Burke Franklin, Author, Business Black Belt

You can lead a horse to water, but you can’t make him drink. . .
Try salting the oats
.
- Anonymous

Selling is often not just convincing someone to buy your product or service but to change what they already have or what they are doing now.

Some customers are already interested in changing to something new and they know they need to buy your product or service. Others need to be made aware that something new is available and that they should upgrade as soon as possible. Either you sell the customer your product or service or your customer sells you that they don’t need it. Either way, a sale occurs. It’s your job to convince them to purchase your service or product. But after you educate them and they still won’t buy. . . what’s the problem? As you already know, most people are afraid of change. Where does the fear come from and why? Like many people, I developed a fear of change during childhood. Looking back, I sense that changes were not necessarily improvements in my situation, rather they were dictated and initiated by others for their convenience. Perhaps the changes were not ones that I would have made. As a child, things were not in my control.

You don’t need to be a psychologist to see that my mental association with change was somewhat negative. Perhaps you had a similar experience. Fortunately for me, my reaction later on in life to all of this was ultimately to take control of things and make changes that suited me. I developed the ability to make changes that improved my situation. To this end, I’m relatively easy to sell to because I like to invest in improvements. Some people, on the other hand, still resist change because they’re afraid that the change will actually make things worse. These people are difficult to sell to.

Some customers avoid change because they aren’t sure how they got as far as they have. They think they were lucky and they don’t want to rock the boat. Any change at all could upset everything! Without getting much further involved in the psychological details of the fear of change, consider it as a possibility behind your customer’s resistance to buying.

Finish reading this chapter
http://www.jian.com/support/answers.html?category=Business+Black+Belt+Chapters#faq1148362760

Back to the top.


Peer's Law:
The solution to a problem changes the nature of the problem.
- John Peers president of Logical Machine Corp

Support Spotlight: TrustCommerce is your Open Source to Commerce

Online credit card processing Biofuel vs. Photovoltaics
June 21, 2006
By Ed "Redwood" Ring

In an earlier post “Power the World with Photovoltaics,” we demonstrate that the entire energy requirements of the human race could be fulfilled by a photovoltaic array 143,872 square miles in size. Insofar as this is only about one-quarter of one percent of the earth’s surface, or 668 square feet per person, there is no shortage of available space for photovoltaics.

With biofuel, however, there is a question as to whether or not there is enough land available to grow biofuel and also preserve farms and wilderness. For example, some of the best biofuel crops - biodiesel from jatropha and bioethanol from sugar cane - are able to produce about 6,000 barrels of fuel per square mile per year. This equates to about 55 million Btu’s of energy per square mile per year.

This means that using the best biofuel crops we’ve got today, to produce enough fuel to fulfill entire energy requirements of the human race (400 quadrillion Btu’s per year) we would need to devote 10.8 million square miles to growing biofuel. Considering there is only about 5.5 million square miles of arable farmland on the entire planet, this is not possible.

Biofuel is an important source of fuel, and in some parts of the world growing biofuel makes compelling economic sense, but today at least, biofuel doesn’t show nearly the potential of photovoltaics to efficiently turn sunshine into energy to power human civilization.

There is an interesting analysis “Widescale Biodiesel Production from Algae,” authored by Michael Briggs at the University of New Hampshire. He cites studies that indicate biofuel may soon be economically derived from algae. But he makes a huge assumption - stating that algae farms could yield “5,000 gallons per acre-year.” This equates to a yield over 10 times that of the best biofuel crops we’ve got.

Comparing various forms of solar energy boils down to how efficiently they convert sunlight into usable power. Since raw sunlight provides 100 watts per square foot, a photovoltaic array that produces 10 watts per square foot has an efficency of 10%. Some photovoltaic arrays can do much better than that, with efficiencies reported as high as 20% on high-quality production panels.

You can make the same calculaton with today’s best biofuel crops - diesel fuel extracted from jatropha and ethanol distilled from sugar cane both produce about 55 million Btu’s per square mile per year. Since raw sunshine provides about 41 trillion Btu’s per square mile per year, the efficiency of biofuel today is a paltry .13%.

If the promise of biodiesel extracted from algae is realized, and that's a big if, you will see a ten-fold improvement in biofuel efficiency, to 1.3% (based on 5,000 gallons per acre-year). At that level of efficiency - less than one-tenth that of today’s photovoltaics, but cheaper to implement - it might be feasible for biofuel to become a realistic alternative to petroleum.

Ed Ring is the Editor of www.ecoworld.com, an online environmental magazine. You can find his blog commentary on energy and environmental issues on www.ecoworld.net.

Do you have an announcement or promotion you'd like to share? Please email the editor with your news to appear in the Business Black Belt and also on our website.

Back to the top.


"The impossible is often the untried."
- Jim Goodwin

Keep watch on our planet with this fun software program


EarthBrowser 10.2
EarthBrowser is an amazing resource for information about our world. Go sightseeing, get weather reports or watch the latest clouds. There is always something interesting to see in EarthBrowser.
I use it for my screen-saver. Click here to try it for free!
Back to the top.

Tax Tricks -- New tax bill extends existing tax breaks

Reduce small business taxHere’s a summary of the major provisions in the new law signed by President Bush on May 17, 2006.

· Alternative minimum tax (AMT). Congress extended and expanded the temporary AMT relief they provided two years ago. This had expired at the end of 2005. Originally intended to apply only to the wealthiest taxpayers, the AMT has been catching more and more middle-income taxpayers in recent years. The new provisions increase the exemption amount from $58,000 to $62,550 for married filers (from $40,250 to $42,500 for singles) for this year only. You’ll also be able to apply some specific personal credits against the AMT.

· Investment taxes. The new law extends the maximum 15% tax rate on most dividends and long-term capital gains through 2010. The favorable rates on investment earnings were scheduled to expire at the end of 2008.

· Business expensing. Small business also benefits from the new tax bill. A tax break that allows companies to take an immediate deduction for up to $108,000 of equipment purchases is extended through 2009.

· Kiddie tax. The tax bill also contains provisions to help offset the costs of the extended tax breaks. One change makes the kiddie tax apply to children up to age 18, rather than age 14 as under prior law. Under the kiddie tax, a child’s investment earnings above a certain limit ($1,700 in 2006) are taxed at the parent’s rate instead of the child’s usually lower rate. This change will make income-shifting strategies less attractive.

Other more technical provisions affect various business credits and taxes, as well as future Roth IRA conversions. There’s also likely to be a follow-on tax bill extending other popular tax breaks within a few months.

- Edward Mitchell, Manager, Management Resources Consulting Group Inc., www.mr-cg.com
Back to the top.


"The impossible is often the untried."
- Jim Goodwin

Updated — If our World were 100 people...

Perhaps you've seen this before... I always like to read it to remind myself how good I have it. Here is an update (including a few added details): If we could shrink the earth's population to a village of precisely 100 people, with all the existing human ratios remaining the same, it would look something like the following:

There would be:

  • 57 Asians
  • 21 Europeans
  • 14 from the Western Hemisphere, both north and south
  • 8 Africans
  • 52 would be female
  • 48 would be male
  • 70 would be non-white
  • 30 would be white
  • 70 would be non-Christian
  • 30 would be Christian
  • 89 would be heterosexual
  • 11 would be homosexual

6 people would possess 59% of the entire world's wealth
(and all 6 would be from the United States.)

  • 80 would live in substandard housing
  • 70 would be unable to read
  • 50 would suffer from malnutrition
  • 1 would be near death
  • 1 would be near birth
  • (yes, only 1) would have a college education
  • 1 would own a computer

When one considers our world from such a compressed perspective, the need for acceptance, understanding and education becomes glaringly apparent.

The following is also something to ponder...

If you woke up this morning with more health than illness...
you are more blessed than the million who will not survive this week.

If you have never experienced the danger of battle, the loneliness of imprisonment,
the agony of torture, or the pangs of starvation, you are ahead of 500 million people in the world.

If you can attend a church meeting without fear of harassment, arrest, torture, or death...
you are more blessed than three billion people in the world.

If you have food in the refrigerator, clothes on your back, a roof overhead, and a place to sleep...
you are richer than 75% of this world.

If you have money in the bank, in your wallet, and spare change in a dish someplace...
you are among the top 8% of the world's wealthy.

If your parents are still alive and still married...
you are very rare, even in the United States and Canada.

If you can read this message, you just received a double blessing in that someone was thinking of you, and furthermore, you are more blessed than over two billion people in the world that cannot read at all.

Someone once said: What goes around comes around.

Work like you don't need the money.
Love like you've never been hurt.
Dance like nobody's watching.
Sing like nobody's listening.
Live like it's Heaven on Earth.

Back to the top.

"Class never runs scared.
It is sure-"


 
             

In This Issue:

- Marketing Tip
- Product Update
- Minimize Business BS
- Success Tip
- Business Black Belt

- Support Spotlight
- Partner Announcments
- Tips & Tricks


JIAN: Business Simplified
Founded in 1988, JIAN develops and refines business productivity software to help entrepreneurs and business owners start, build and run their companies. In addition to providing tools to get the job done, we improve upon “business as usual” by infusing our products with contemporary wisdom and experience. Our products draw on the experience of successful business professionals crossing nearly every industry and business model imaginable, as well as feedback from thousands of customers. We've sold more than 1,000,000 copies of our software worldwide.




Put an Affiliate
Referral Link
on Your Website
and Earn 20%






Need Expert Help?

Business Professional?
Join Our Network!




See Past Orders

Update Your JIAN Profile

Suggestion
Please Tell Us!





Business FAQs

Got Questions?
Check the Business FAQs link on the JIAN website where you can find useful articles and answers to FAQs:

Business Planning
Starting Up
Finance
Getting Funded
Government
HR
Import/Export
Internet
Legal
Managing
Marketing
PR
Safety
Selling
Security
Tax
Technology
YOU
Women Entrepreneurs



Tell us your success story


How Much
is Enough?

Download this handy spreadsheet tool to find out what it would cost to have and do everything you want.

While you're at it, please update your profile with us.
Play with this unique spreadsheet