SBA Loan Package Checklist

Project Information
• Project Profile
• Real Estate Purchase Agreement
• Construction Bid (if applicable)
• Equipment Appraisal and/or Invoices (if applicable)
• Existing Environmental Studies

Business Information
• Business Plan, including...
• History and Description of the business
• Business Financial Statements for the last three years (B/S and P&L)
• Interim Financial Statement (within last 60 days)

• Current A/R and A/P Aging Report (within last 90 days)
• Business Bank Statements (within last 90 days)
• Current Business Debt Schedule (form attached in the loan application)
• Financial Projections (form attached in the loan application)

• Federal Income Tax Returns for the last three years

Personal Information (for each individual with 20% or greater ownership)
• Personal Financial Statements for all borrowers/guarantors
• Federal Income Tax Returns for the last three years
• Personal Bank Statements (within last 90 days)
• Personal Resumes for all borrowers/guarantors

Additional Information (as applicable)
• New or Start-up business must provide a detailed Business Plan including monthly cash flow analysis and financial statement for at least two years.
• Articles of Incorporate and Bylaws, Articles of Organization & Operating Agreement, or Partnership Agreement
• Schedule of Previous or Existing SBA Loans
• Affiliate or Subsidiary Companies (include two years Financial Statements, Tax Returns, and number of employees)
• Copy of Note and Deed of Trust
• Copy of Existing Leases
• Insurance: Fire, Hazard, and Flood (if applicable)

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