BizPlanBuilder has everything you need to get an SBA-backed loan to finance your business.

Proven to land SBA-backed loans

We won't bore you here with information about SBA guaranteed loans. Many banks are SBA-qualified lenders and can easily steer you into precisely the right deal for you. What we can tell you is that they will want to see a business plan. In fact, the SBA and their qualified lenders require a business plan to accompany the application.

Of the businesses that failed,
67% had no business plan.
- SBA Report

What does that tell you? A business with no plan should scare-off any banker right away!

We used your Biz plan version in December 1996 and obtained a $450,000 SBA loan in 5 days. This was after we had been told by a number of "experts" (legal & financial) that it would take at least 90 days to get an approval and the most we could hope for would be $50,000 to $150,000. We were a raw start-up with absolutely no assets. The only thing we had going for us was our experience in the same business and your business plan. Thanks for your part.
- John K. Farr, II, AdhesiveFilms, www.AdhesiveFilms.com

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Executive Summary

BizPlan Builder will guide you through the process of documenting an overview of your business and what you intend to do with the money. We help you anticipate the questions your lender will ask and guide you to prepare your answers as a part of your loan application. The result is a professional impression of solid understanding of your business.

I purchased this product because it is considered by SBA/Score BIC managers as the most helpful to start-up clients.
- Jim Charney, Director Illinois SBIR Center, Richland Daley College, Chicago, IL

For a moment (and you may need to refer to this moment often), put yourself in a banker's position... What would YOU want to know about a business before you loaned the people money? You must be convincing. And, expect that intelligent people with money will want to feel comfortable with you and your answers. You will find that, no matter who you are and what you are doing, you’re going to need answers to these basic questions—in plain-English...

• What kind of business are you in?
• What are your demographics?
• What will you sell?
• How is your business structured?
• How will you make money?
• What kind of competition do you have?
• Who are your most important customers?
• Who will manage your business?
• What experience do you/they have?
• Who are your advisors?
• How much money do you need to start / grow?
• What will you do with the money?
• Will the funds be secured by equipment, etc.?
• How will you repay the loan?

Not to painful really... A reasonable expectation from anyone loaning money for a business venture. Getting an SBA-backed loan requires a little self-directed homework which you can easily do. Of course, you can pay a percentage to a "Loan Packager" who will do the work for you (we know, they buy BizPlan Builder too!), but they will charge a % of the loan — making it all that more expensive when it doesn't need to be.

The BizPlan Builder was a life saver in dealing with SBA loans and investors you have to be so perfect & the BizPlan Builder allowed me to do so. Thanks.
- Shirley Duncan, Duncan Enterprises, Wheeling, IL

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Integrated Financial Statements

An application for any business loan requires detailed financial statements. Just because the SBA "guarantees" it, your banker has a job to do. Banking is still banking. For that, BizPlan Builder is designed to help you gather the facts and tell a good story, making your task easy, accurate, and complete.

My client secured a $142,000 SBA loan using your software!
- Bill Bishop, America Design, Atwater, CA

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Automatic Linked Spreadsheets

The numbers in each financial statement are linked from a set of assumptions pages and connected to related statements. When you enter costs or revenue numbers, accurate totals, percentages and ratios are calculated automatically. Any number that affects more than one financial statement will automatically be linked so that all statements are consistent. The spreadsheets logically show your steps enabling you to build your case. Bankers are people too and they need to understand that your business makes sense.

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Always a Good Impression

Bad impressions are caused by sloppy data gathering, missing or inconsistent figures, and an overall sense of "unpreparedness." Bankers loan money every day, they see all kinds of people, and you need to be one of the ones with your act together. Using your own spreadsheet to prepare the loan application leaves you open to mistakes which can spook a lender (maybe even kill your deal right there). BizPlan Builder presents your financials in the form preferred by bankers and lenders and helps you audit your plan for accuracy and completeness.

As you can see from the comments on the right, many people have succeeded with BizPlan Builder for getting SBA backed loans for their businesses.

I filled in every blank in  BizPlanBuilder and turned it in for an SBA loan...
the program is so thorough the SBA didn't have to ask me any questions and gave me an unsecured line of credit for $100,000!
Now I'm a coach for other business owners and entrepreneurs.
~ Kathie Ittel, Mendocino, CA http://www.actioncoach.com/kathieittel