Hand your banker an irresistable loan proposal

Now you can quickly & easily put together an impressive (and re-usable) SBA/Bank loan application package. If you've been in business for a while and simply need an expansion loan or a loan to acquire a franchise, it should be pretty simple to get. Your bank will provide their loan application form, but that often isn't enough. An SBA loan also requires a business plan (the executive summary provided is often enough). Loan Builder provides a complete loan application package.

Primary Documents Included

1. Cover Page – you are preparing a “Loan Package.” A nice-looking document goes a long way to successfully borrowing the money. It also helps bankers find it on their desk!
2. Cover Letter to your bank – introduce yourself and your loan request
3. Executive Summary – like an abbreviated business plan that covers the major points of who, what, why where when and how of what you are doing now, and will do with the loan.
4. Financial Model – an easy to use Excel workbook enabling you to fill-in your estimated numbers.
5. Supplemental Documents – this page lists the additional documentation that you are providing.
6. LLC Operating Agreement – if you are an LLC, the bank will usually want to see this document.
7. Executive Resume Template – while you’re not looking for a job, the bank does want to know more about you. What’s a nice person like you doing in a business like this? They want to be comfortable that you and those whom you have assembled for your management team (or employees) are likely to be successful running the business (most importantly, run the business well enough to pay back the loan!)
8. Personal Financial Statement – Some lenders require this, some may not… It’s usually a good thing to go ahead and complete it and have it handy. It’s also a good document to have handy for other applications as well.
9. SBA “LowDoc” Application – this is the SBA loan application form. Your bank may provide a form of their own.

So far, everyone who has used the JIAN Loan Builder system and service has received financing for their Pizza Pan franchise.
It's a wonderful service and has helped me sell franchises!
- Mike DeGerolomo, Franchise Sales Solutions, Chagrin Falls, OH.

Edit using Microsoft® Word® & Excel®

Everything has been written for you in a style and format currently securing loans with banks across America. Because we use your own copies of Word and Excel, everything is completely flexible and customizable. Just fill in your numbers and other specifics intuitively indicated throughout the software and edit to your liking. Then either print and deliver your finished loan or save it as a .pdf and email it to your banker.

Update enables true collaboration

This new version of Loan Builder uses the same software system that powers our popular BizPlanBuilder business planning software. It's a true multi-user program enabling you to share files with others — management team, consultants, investors — with complete access control and security. (Unlike the old-school software that make you email files, then cut and paste back into your plan.) Now you can share your files over a network, server or the Internet.

Easy to fill-in a ssumptions page drive the entire financial model

All Loan Builder financial models are developed in an Excel workbook enabling you complete flexibility to customize them to your requirements. You don't have to be a spreadsheet or financial expert. (If you are, you can customize everything in Excel.) Just enter your sales, expense, growth and other assumptions and variables on one page and Loan Builder automatically generates all of your statements required by the bank and the SBA.

Shows the math — makes explaining easy

Unlike other financial models, here you and your banker will see the math, and easily understand "how you got there" in a clear and logical manner. See "what-if" when you change scenarios. Loan Builder automatically calculates totals, percentages and ratios to show at a glance how much money you'll need, when you'll need it, and how soon you'll make a profit. It's easy to update — when you change a number, all spreadsheets automatically recalculate for you.

•  Financial Summary - consolidation of financial projections, plus headcount and capital requirements - automatically generated, including graphs and charts
•  Set-up by products, product lines, or profit centers
•  Start-up Costs
•  Assumptions - Sales (enter growth % or actuals)
•  Assumptions - Marketing (use % of sales or actual)
•  Assumptions - COGS (use % of sales or actual)
•  Assumptions - R&D (use % of sales or actual)
•  Assumptions - G&A (use % of sales or actual)
•  Assumptions - Balance Sheet (use historical numbers if available)
•  Income Statement (+ NOL carry-forward)
•  Balance Sheet (with out-of-balance flag)
•  Cash flow Projection
•  Personal Financial Statement (perfect for attaching to loan applications, etc.

Supporting Documents

Some banks require more documentation. So to make sure you have everything you need to secure your financing, we've included these extra documents:

• SBA Loan Application (pdf)
• Articles of Incorporation
• Executive Summary Template
• Executive Team Bio Template
• LLC Operating Agreement
• Executive Team Responsibilities
• General Partnership Agreement
• Personal Financial Statement

Note to BizPlanBuilder users

Loan Builder is actually a subset of BizPlanBuilder (If you already have BizPlanBuilder you already have all of the components of Loan Builder.) We found that for a simple business loan you may not require a comprehensive business plan. Since we have been helping entrepreneurs get SBA loans as well as and franchisees acquire franchises, we have simplified thesystem to accomplish this task. In fact, when you want to upgrade to BizPlanBuilder, we will credit you $25 toward your purchase.)

 

60-Day "Get-the-Job-Done" Money Back Guarantee

Get the financing you need to grow. If Loan Builder doesn't help you build your business, we will give you your money back — JIAN is here to help you succeed.

If you need a business loan or line of credit,
Loan Builder will help you get it done.